# Accountant24 Docs

- [Introduction](https://accountant24.ai/docs/index.md): Accountant24 is a local-first AI agent for personal finance.
- [Use Cases](https://accountant24.ai/docs/use-cases.md): What you can do with Accountant24: log spending in natural language, import bank statements and receipts, ask questions about your money, teach the agent your rules, extend the agent with skills, and track every change with git.
- [Quickstart](https://accountant24.ai/docs/quickstart.md): Download the Accountant24 desktop app, connect an LLM (ChatGPT or Claude subscription, API key, or local Ollama), and log your first transaction in minutes.
- [Workspace](https://accountant24.ai/docs/workspace.md): Everything Accountant24 knows about your money lives in one folder on your machine, the workspace.
- [Memory](https://accountant24.ai/docs/memory.md): The agent remembers your preferences, rules, and recurring arrangements across chats, and applies them when they matter.
- [Skills](https://accountant24.ai/docs/skills.md): A skill is a playbook the agent follows step by step, like a monthly review or a subscription audit.
- [Plugins](https://accountant24.ai/docs/plugins.md): A plugin is a small package of skills for the agent. Install plugins from the marketplace or create your own.
- [Marketplace](https://accountant24.ai/docs/marketplace.md): The marketplace lists plugins published by the community.
- [Create a plugin](https://accountant24.ai/docs/create-a-plugin.md): A plugin packages one or more skills into a folder the agent can load. Build one, test it, and publish it to the marketplace.
- [Go fully local](https://accountant24.ai/docs/go-fully-local.md): Run Accountant24 with a local Ollama model so your financial data never leaves your machine.
- [Comparison](https://accountant24.ai/docs/comparison.md): Accountant24 vs YNAB, Monarch, Actual Budget, and hledger CLI — a side-by-side comparison of data format, data location, input method, AI features, skills, version control, accounting model, multi-currency support, bank sync, GUI, price, and vendor lock-in.
- [Settings](https://accountant24.ai/docs/settings.md): Every option in the app-settings.json settings file.
- [FAQ](https://accountant24.ai/docs/faq.md): Answers to common questions about Accountant24: data privacy, offline use, supported LLMs, pricing, and data format.